The Payback Time Trust

Quick Stats

• Annual Giving: Approximately £130,000
• Success Rate: Not publicly available
• Decision Time: Not publicly available
• Grant Range: Not publicly disclosed
• Geographic Focus: Lancashire area and international projects

Contact Details

• Email: charitabletrusts@ludlowtrust.com
• Phone: 0117 313 8200
• Website: No dedicated website
• Correspondence: Through Ludlow Trust Company Limited, Tower Wharf, Cheese Lane, Bristol BS2 0JJ

Overview

The Payback Time Trust is a private grant-making trust registered on 27 June 2012 by Peter and Kathleen Barcock to “payback” for their own good fortune and success by helping those less fortunate than themselves. Operating without a public website, the Trust works through trustee discretion to support charitable causes. With annual expenditure of approximately £130,000, the Trust maintains a low public profile whilst making contributions to charitable causes. The Trust is administered by Ludlow Trust Company Limited, a professional trust management firm that handles correspondence and grant administration.

Funding Priorities

Grant Programmes

The Trust operates through discretionary grant-making, with trustees able to consider applications at their discretion. The Trust does not accept unsolicited applications.

Priority Areas

The Trust's charitable objects allow trustees to support “such exclusively charitable objects and purposes in any part of the world” as they think fit. Based on information from the trustees, priority areas include:

• Education and training for disadvantaged groups
• Health and saving lives
• Support for people with disabilities
• Overseas aid and famine relief
• Support for children, elderly people and youth clubs in Lancashire
• Programmes benefiting the young and underprivileged

What They Don't Fund

The Trust does not accept unsolicited applications. All grants are made at the discretion of the trustees.

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Governance and Leadership

The Trust is governed by trustees including Mrs Kathleen Barcock and corporate trustee NatWest Trust Services. The late Peter Barcock served as a trustee until his death in August 2024. The Trust's administration is managed by Ludlow Trust Company Limited, a Bristol-based professional trust and charity management firm. All correspondence and grant administration is handled through Ludlow Trust Company's charitable trusts team.

How to Apply to The Payback Time Trust

How to Apply

This funder does not accept unsolicited applications. Grants are awarded at the discretion of the trustees, who identify suitable beneficiary organisations through their networks and research. Organisations seeking support may send a brief introductory letter to the Trust via Ludlow Trust Company at charitabletrusts@ludlowtrust.com, though there is no guarantee of a response or consideration.

Getting on Their Radar

As the Trust does not accept unsolicited applications, organisations may increase their visibility by:

• Sending a concise introductory letter outlining your organisation's work and impact
• Ensuring your charity is well-represented in sector directories and Charity Commission records
• Building relationships with other funders who may recommend your work
• Maintaining a strong track record of delivery and good governance that would withstand due diligence

Decision Timeline

Not publicly available.

Success Rates

Success rates are not publicly available due to the Trust's discretionary grant-making approach.

Reapplication Policy

No formal policy stated. Given that the Trust does not accept unsolicited applications, organisations should not assume they can reapply.

Application Success Factors

Given the Trust's private nature and discretionary approach:

• Demonstrate clear alignment with the Trust's focus on education, health, disabilities, and support for the young and underprivileged
• For Lancashire-based organisations, highlight work with children, elderly people, or youth clubs
• Provide evidence of strong governance and financial management
• Show measurable impact from previous work
• Keep initial communications concise and professional
• Be prepared for thorough due diligence if trustees express interest
• Focus on sustainable solutions rather than short-term relief

Key Takeaways for Grant Writers

• The Payback Time Trust is a low-profile funder that does not accept unsolicited applications
• All contact must go through Ludlow Trust Company's charitable trusts team
• Focus areas include education, health, disabilities, overseas aid, and support for young and underprivileged people
• Lancashire-based projects supporting children, elderly people, and youth clubs may be of particular interest
• The Trust also supports international charitable work
• Annual expenditure is approximately £130,000
• Professional presentation and strong governance are essential given the formal administration through Ludlow Trust Company
• There is no guarantee that introductory letters will receive a response

Similar Funders

These funders have a similar focus and geographic reach:

• The Rasche Family Charitable Trust
• The Tomlinson Family Charitable Trust
• The K.p Ladd Charitable Trust
• The Dischma Charitable Trust
• The Rest-harrow Trust
• Toby And Regina Wyles Charitable Trust
• Audrey Earle Charitable Trust
• The Mosselson Charitable Trust
• The J And H Orlander Trust
• The Weldon Uk Charitable Trust

References

• Charity Commission for England and Wales - Charity Details for The Payback Time Trust (Charity Number: 1147853) -
• Charity Commission Annual Returns and Accounts for 2023 and 2024
• Stuart Barcock LinkedIn profile - Information about trust objectives and history -
• Ludlow Trust Company Limited website - Contact information -